PRIVACY POLICY
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Please take a minute to review our privacy policies and procedures, which describe the information we collect during the loan application process and how we use this information. This policy applies only to information collected during the application process. It does not govern the collection or use of information on other web sites outside of the application process. Therefore, we recommend that you read the privacy policy for the other areas and web sites that you visit.

Categories of Nonpublic Personal Information

In order to complete your loan application request, we collect nonpublic personal information about you from the following sources:

• Information we receive from you on your loan application screens and other forms.
• Information we receive from consumer reporting agencies.
• Information we receive from credit card processing and verification companies. (If you were asked to provide credit card information).
• Information we receive from this web site.

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Disclosure of Nonpublic Information

In order to complete your loan application, we may share the following types of non-public personal information with the following types of third parties:

• We may share your name, address, and social security number (and the name, address and social security number of any co-borrowers) with credit reporting agencies to obtain a credit report used in evaluating your loan application.
• If you were asked to provide credit card information, we may share your name, address, and credit information with credit card processing and verification companies to verify your information and identity.
• We may share all of the information we collect about you, including credit information and information you provide on the screens, to a potential secondary market investor for underwriting and secondary market purposes.
• If your request was processed through a broker, we may share all of the information we collect about you, including credit information and information you provide on the screens, to sponsoring lenders in order to complete the loan application process.
• We do not disclose any nonpublic personal information about you to any other entities, except as required or permitted by law.

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Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

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Collection and Use of Statistical Data

To help us tailor the site to the needs and interests of our visitors, we automatically collect statistical information about the traffic on this site. This statistical information includes information such as the links visitors use to arrive at the site and the number of visitors who visit the site. It does not include any personally identifiable information about a particular user. We use this information to guide decisions about the development and marketing of this site and we may share this information with third parties.

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Internet Use and Your Information

Although we strive to maintain the highest standards of privacy, no data transmissions over the Internet or any other wireless network can be guaranteed to be 100% secure. Therefore, we cannot guarantee or warrant the security of any information you transmit to us and you do so at your own risk.

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Questions

If you have any questions about our privacy policy, please contact us at (301)614-3610.

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Changes

We reserve the right to revise or change the terms of this Privacy Policy. We well not, however, disclosure any nonpublic personal information about you other than as described in this notice unless we have provided you with a new notice and a reasonable opportunity to opt out of the disclosure.