Pay Stubs

Most recent 30 days pay stub reflecting year-to-date earnings.

W-2 Tax Forms

Employer Information

Names, addresses and telephone numbers of employers for the past two years.

Bank Statements

The most recent two months statements reflecting account numbers and current balances of checking, savings and any other accounts.

Credit Information

Provide the name, address, monthly payment and outstanding balance for each creditor. (This information may be provided on the credit report).

Mortgage and Rental Information

If you own a home: Bring the property address, current market value, mortgage lender name, account number, current monthly mortgage payment, and outstanding mortgage balance.

If you are renting: Bring the property address, name, address and phone number of the landlord, current monthly rent, and previous address/landlords if you've lived in your address for less than two years.

Purchase Agreement

A singed copy of the sales contract, addendums, and evidence of any deposits paid.

There may be some special situations that require you to supply additional information.

These include:

• If you are self-employed or work on a commissioned basis, you should bring your federal tax forms for the past two years and a current year-to-date profit and loss statement.
• If you are separated or divorced, you should bring a copy of your divorce decree and separation agreement. Also bring documentation supporting any alimony or child support payments you are required to make or you receive as income. Proof of this income can be the clerk of the court's history of payments or cancelled checks for the past 12 months.
• If you include pension, disability, Social Security, or other public assistance as part of your income, you'll need to bring a copy of an award certificate and a check from the issuing agency.

If you have a bankruptcy, foreclosure, or any judgments against you over the past seven years, you'll need to bring relevant information about the proceedings.